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Where to Start

Information for First-Timers

First-Time Home Buying

Congratulations! We're pleased to help you purchase your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier! We've streamlined and updated the entire mortgage process to bring you a fast, technologically advanced way to finance your home.

Purchasing a Home

Purchasing a Home

Buying a new home is exciting, and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier! We've streamlined and updated the entire mortgage process to bring you a fast, technologically advanced way to finance your home.

Start Saving by Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or complete a home improvement project.

The Mortgage Process

Buying a home has never been easier! We've streamlined and updated the entire mortgage process to bring you a fast, technologically advanced way to finance your home.

Adding Value to Your Home

The Mortgage Process

Buying a home has never been easier! We've streamlined and updated the entire mortgage process to bring you a fast, technologically advanced way to finance your home.



Check out our Home Loan Process
Today's Rates
Today's loan rates
RatePointsAPRPayment
Encentus 10 Year Fixed
Interest Rate6.590%Discount Points0APR6.760%Payment Amount$684
Encentus 15 Year Fixed
Interest Rate6.590%Discount Points0APR6.711%Payment Amount$526
Encentus 20 Year Fixed
Interest Rate7.230%Discount Points0APR7.330%Payment Amount$474
Encentus 30 Year Fixed
Interest Rate7.360%Discount Points0APR7.438%Payment Amount$414
Encentus 5 Year Fixed
Interest Rate5.700%Discount Points0APR6.010%Payment Amount$1,152




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