A home equity loan may be an excellent way to utilize the equity in your home for a variety of reasons, such as:
- Educational expenses
- Major purchases, like a boat, car, second home or once-in-a-lifetime vacation
- Unexpected major medical expenses
- Consolidate high finance charge debts into a lower interest rate loan
Please use the Home Equity Process to learn more about obtaining a home equity loan.
Our Loan Consultant can find the home equity loan that's right for you and give you quotes on current interest rates and closing costs. Or select the specific home equity loan program that interests you to learn more about our various loan programs.
Home Equity Line of Credit
| Best Choice If:You would like to borrow money from your line of credit when you need it. | Advantages:Flexible line of credit allows you to tap into the equity of your home for any reason. | Disadvantages:Your rate and payment may change over the life of the loan.
The interest rate you pay and the terms available to you may vary based on your credit history. |
Texas Home Equity Line of Credit
| Best Choice If:You are looking to borrower money against the equity in your home. | Advantages:- Easy access from your mobile, online, through our call center or by walking into any branch
- Accessible for 10 years
- Can be used for debt consolidation, home improvements, purchasing a new car, anything! | Disadvantages:- Variable rate
- $4,000 minimum advances
- Borrowers must qualify with all debt at the time of application including new payment being applied for |
10 Year Fixed Home Equity
| Best Choice If:You are looking for a fixed term, fixed payment loan. | Advantages:Interest Rate is fixed for 10 Years. | Disadvantages:May have a rate slightly higher than other adjustable rate home equity loans. |
5 Year Fixed Home Equity
| Best Choice If:You are looking for a fixed term, fixed payment loan. | Advantages:Interest Rate if fixed for 5 Years. | Disadvantages:May have a rate slightly higher than other adjustable rate home equity loans. |
Texas 15 Year Fixed Home Equity
| Best Choice If:You are looking for a fixed term, fixed payment loan. | Advantages:Interest Rate if fixed for 15 Years. | Disadvantages:May have a rate slightly higher than other adjustable rate home equity loans. ***NOTE: THIS PRODUCT IS ONLY AVAILABLE IN TEXAS.*** |
Texas APOR 15 Year Fixed Home Equity
| Best Choice If:You are looking for a fixed term, fixed payment loan in first lien position. | Advantages:Interest Rate is fixed for 15 Years. | Disadvantages:May have a rate slightly higher than other adjustable rate home equity loans. ***NOTE: THIS PRODUCT IS ONLY AVAILABLE IN TEXAS.*** |
Texas APOR 30 Year Fixed Home Equity
| Best Choice If:You are looking for a fixed term, fixed payment loan in first lien position. | Advantages:Interest Rate is fixed for 30 Years. | Disadvantages:May have a rate slightly higher than other adjustable rate home equity loans. |
